DISCLAIMER

The contents in this Website have been prepared by ZICO and its content may not be copied, reproduced, redistributed, quoted, referred to or otherwise disclosed, in whole or in part, directly or indirectly, to any third party.

Neither this Website nor any of its contents may be disclosed or used for any other purpose without the prior written consent of ZICO. Nothing in this Website should be considered as a solicitation, offer or invitation in any place where, or to any person to whom, it would not be lawful to make such an offer or invitation. Nor anything contained herein shall form the basis of, nor can it be relied on in connection with, or act as an inducement to enter into any contract or commitment whatsoever.

The information, opinions and estimates in this Website are not directed at, or intended for distribution to or use by, any person or entity in any jurisdiction where doing so would be contrary to law or regulation or which would subject ZICO to any additional registration or licensing requirement within such jurisdiction.

The information contained in the Website is being delivered for informational purposes only. Although the information contained in the Website, or on which the Website is based, has been obtained from sources which ZICO believe to be reliable, it has not been independently verified, may not contain all material information concerning ZICO and its subsidiaries and is subject to change without notice. ZICO does not make any representation or warranty, express or implied, as to the accuracy or completeness of such information. As a result, you agree that no liability of any form is, or will be, accepted by ZICO or any of its respective subsidiaries or affiliates or any of its respective directors, officers, agents or employees to any person or entity for any direct or consequential loss, damage, cost, charge, expense or other liability whatsoever arising out of, or in connection with the use of, or reliance upon, the information contained in the Website.

Nothing contained in the Website is a promise or a representation of the future or ZICO and its subsidiaries as to the achievement or reasonableness of any future projections, estimates, management targets or prospects, if any. This Website contains certain forward-looking statements with respect to the financial condition, results of operations and business of ZICO and its subsidiaries and certain of the plans and objectives of the management of ZICO and its subsidiaries. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results or performance of ZICO and its subsidiaries to be materially different from any future results or performance expressed or implied by such forward-looking statements. Such forward-looking statements were made based on assumptions regarding the present and future business strategies of ZICO and its subsidiaries and the political and economic environment in which ZICO and its subsidiaries will operate in the future. Reliance should not be placed on these forward-looking statements, which reflect the view of the management of ZICO and its subsidiaries as of the date of this Website only.

In providing this Website, ZICO does not undertake to update the information contained in the Website or to correct any inaccuracies therein which may become apparent.

INDEMNIFICATION

You agree to indemnify, defend and hold ZICO, our subsidiaries and affiliates and their subcontractors and their agents, directors, employees, officers, licensors and licensees (collectively “Indemnified Parties”) harmless from and against any and all liability and costs (including, without limitation suits, litigation costs, legal fees, of any kind and nature), incurred by the Indemnified Parties in connection with any claim arising out of your access to and/or use of the Website or any breach by you of these Terms of Use of the foregoing representations, warranties and covenants or any other actions connected with the use of the Website. You will cooperate as fully as reasonably required on ZICO’s defense of any such claim. ZICO reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you will not in any event settle any matter without the written consent of ZICO.